CalcHub

Stripe Fee Calculator — Calculate Stripe Processing Fees [2026]

Enter your transaction amount, see exact Stripe fees for domestic, international, and currency conversion. Compare with PayPal fees side by side. Free tool.

Stripe Fee Breakdown

Transaction Amount$100.00
Base Fee (2.9% + $0.30)-$3.20
Total Stripe Fee-$3.20
Net Amount
$96.80
Effective Fee Rate
3.20%
Fee per $100
$3.20

Stripe vs PayPal Comparison

MetricStripePayPal
Rate2.9% + $0.303.49% + $0.49
Total Fee$3.20$3.98
Net Amount$96.80$96.02
Effective Rate3.20%3.98%
You save $0.78 per transaction with Stripe
Fee rates are based on standard published pricing as of 2025. Actual fees may vary based on your account type, volume discounts, and specific agreements with each provider.

What is Stripe Fee Calculator?

The Stripe Fee Calculator helps businesses and developers estimate the exact processing fees Stripe charges per transaction. Stripe's standard pricing is 2.9% + $0.30 per successful card charge for US domestic transactions, with additional fees for international cards and currency conversion. This calculator breaks down all fees and shows your net amount after processing.

How to Use Stripe Fee Calculator

Enter the transaction amount and select the currency. The calculator shows the Stripe fee breakdown for US domestic transactions (2.9% + $0.30), international card transactions (+1.5%), and currency conversion (+1%). It also shows a side-by-side comparison with PayPal fees so you can choose the cheapest processor.

How Stripe Fee Calculator Works

For each transaction, the calculator applies Stripe's fee formula: (transaction amount x percentage rate) + fixed fee. US domestic cards are charged 2.9% + $0.30. International cards add +1.5% (total 4.4% + $0.30). Currency conversion adds another +1%. The net amount is the transaction amount minus total fees. PayPal comparison uses PayPal's standard rate of 3.49% + $0.49 for domestic and 4.99% + $0.49 for international.

Common Use Cases

  • Estimating Stripe processing costs before launching an online store
  • Comparing Stripe vs PayPal fees for your specific transaction sizes
  • Calculating the true cost of accepting international payments via Stripe
  • Pricing products to account for payment processing fees
  • Budgeting monthly payment processing expenses for your business

Frequently Asked Questions

What are Stripe's standard fees?▼

Stripe charges 2.9% + $0.30 per successful card charge for US domestic transactions. International cards incur an additional 1.5% fee, and currency conversion adds another 1% fee.

Is Stripe cheaper than PayPal?▼

For most US domestic transactions, Stripe (2.9% + $0.30) is cheaper than PayPal's standard rate (3.49% + $0.49). The difference is more significant for smaller transactions due to PayPal's higher fixed fee.

Does Stripe charge a monthly fee?▼

No, Stripe does not charge monthly fees, setup fees, or minimum charges. You only pay per-transaction fees when you process a payment. This makes Stripe ideal for businesses of any size.

What are Stripe's international card fees?▼

When a customer pays with a card issued outside the US, Stripe charges an additional 1.5% on top of the standard 2.9% + $0.30. If currency conversion is also needed, add another 1% for a total of 4.4% + $0.30 plus 1% conversion.

Can I pass Stripe fees to my customers?▼

In most US states, you can add a surcharge to cover processing fees, but you must clearly disclose this to customers. Some states and card networks have restrictions on surcharging, so check local regulations.

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